Get Pay As You Go workers' compensation insurance that integrates with our comprehensive payroll service and find the time to focus on your business again.
Workers’ compensation is a type of insurance that businesses hold, especially if their industry has a high risk of injury.
Most states, including Minnesota, require small businesses to carry this type of insurance. It protects employees if they get injured on the job, and it protects you from being sued.
Please note: You must get workers’ compensation insurance through your state’s designated bureau if you live in North Dakota, Ohio, Puerto Rico, Washington, Wyoming, or the Virgin Islands. We legally cannot offer workers' compensation insurance to businesses in these locations.
Yes! There are three options.
Option 1: Our secure online portal lets you pull your payroll reports and tax forms for free at any time. Avoid waiting to speak to a representative when the due date is approaching quickly!
Option 2: CSI can conduct the audit for you for an additional fee.
Option 3: Avoid the stress with Pay As You Go workers’ compensation, which uses the payroll data to calculate the premiums owed each payroll. That means audits generally won’t involve you! There’s also no need to adjust payments for overestimating or underestimating your annual wages paid.
The differences between Pay As You Go (PAYG) workers’ compensation and standard workers’ compensation insurance are:
During your onboarding meetings at CSI, we review your business’s situation. It’s at this time that workers’ compensation would likely come up, although you can bring it up with your contact at any time.
After you let us know that you’re interested in getting a quote for workers’ compensation insurance, we’ll pass on your contact information to our workers’ compensation insurance partner. They’ll be in touch with you shortly to request the rest of the information they need to get you a quote.
Protect your business and your employees! Independent brokers will help you find your ideal plan coverage from popular carriers like Travelers and The Hartford that integrate with CSI's payroll software for seamless annual workers' compensation audits. Plus, Pay As You Go options take audits and incorrectly estimated premiums off your plate.
On the other hand, here's what happens if you work with CSI.
You always know who to contact: your own payroll specialist.
Don't pay for features that you don't need!
Your dedicated expert knows your business inside and out.
When you follow these steps to partner with CSI Accounting & Payroll, you get more time to work on growing your business and increasing your profitability instead of coordinating with the service providers who are supposed to be saving you time and effort.
If you are already a client, you can skip these steps and ask your payroll specialist directly about adding on workers' compensation insurance.
Submit the consultation form, and an expert will reach out shortly to schedule time to meet.
Receive a customized quote based on common and situational factors, plus your selected add-on features.
Use the time you gained back to focus on growing and improving your business.
Businesses that don't work with a trusted provider are often plagued by:
You do not have a designated point of contact.
These may include features that you don't use but still have to pay for.
National providers are known for poor issue resolution.
Will Dubois & Erik Dutcher, owners of D & D Autoworks in St. Louis Park
Matt Banker, owner of BankerCreative
Paul Jasa, owner of Jasa Enterprises of Minneapolis
Pave your path to less stress and more confidence. If you're ready to talk to an expert, schedule a consultation today!