If you ever have a question, it's resolved quickly.
Less Administrative Work
Our automated systems make plan maintenance easy.
Our small plans also scale with your business as you grow.
Your Small Business-Focused Retirement Plan Package
Offer the same benefits as big-name 401(k)s at less cost and with less administrative work with our partner, Human Interest. Start working with a benefits program that scales with your small business and has zero transaction fees. Need extra incentive to get started? Ask us about the SECURE Act's small employer start-up credit.
See What CSI Accounting & Payroll Clients Have to Say
"CSI is doing a really great job taking care of all the things I don’t know how to do and don’t want to do. You help us a lot. I would not hesitate to give your name to other business owners."
Will Dubois & Erik Dutcher,owners of D & D Autoworks in St. Louis Park
"When I was first starting my business I wanted to make sure I got the accounting right. CSI has helped me get and stay organized, and answered so many questions I've had about the best way to operate a small business. They also saved me several thousand dollars in 2018 by helping me be proactive in my tax planning."
Matt Banker,owner of BankerCreative
"You do a great job. That is why I have been with your firm for so long [30+ years]. It is important to me to keep the taxing authorities and the bankers happy. You do your job so that I can do mine and not worry."
Paul Jasa,owner of Jasa Enterprises of Minneapolis
Improve Your Employees' Lives in Just Three Steps
When you follow these steps to partner with CSI Accounting & Payroll's automated retirement plan service, you get more time to work on growing your business and increasing your profitability instead of performing excessive administrative work on the accounts. Not to mention, you're going to give your employees the retirement plans they've been asking for, fueling overall improved hiring, employee retention, and work motivation. Sign up for CSI’s accounting service as well to take advantage of our “no-touch” integration with our retirement plan partner.
Schedule a Free Consultation
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Get a Quote
Receive a customized quote based on your company’s size and retirement plan needs.
Enjoy Your Freedom
Use the time you gained back to focus on growing and improving your business.
Our retirement plan partner offers an integration that reduces manual work; it helps you automate processing employee contributions, adjusting any contribution changes, making personnel updates for new or prior employees, as well as assisting in completing year-end census and reporting. This relieves a lot of the administrative burden that would generally land on the plate of your already-busy admin or HR staff.
Why should CSI manage my 401(k) plan?
Rest assured, your retirement plan contributions and payroll are in good hands. CSI Accounting & Payroll has been serving small business owners for over 50 years, and our payroll division has been around for over a decade.
Our payroll specialists go through continuing education to ensure they are always aware of relevant laws and tax requirements – staying on top of the latest guidance from the Department of Labor and the IRS. Our payroll specialists also work under the same roof as our accountants, so relevant knowledge is easily exchanged.
What if I get charged by my current provider if I switch?
Large payroll providers are known to outsource their retirement plans and white label them as their own, where they have an on-staff financial planner who will typically deal with their retirement plan provider.
When you try to switch to a new payroll provider, you may feel extra pressure to continue using their retirement plans because you will otherwise face high conversion fees. Luckily, our retirement plan partner reimburses a generous amount of these fees.
Why should I offer retirement plans?
Ultimately, the choice is up to you. However, we believe these benefits make offering retirement plans worth it for most small businesses:
Attract and retain talent. Offering any 401(k), even without a match, is a great way to gain the attention of job applicants and to keep quality employees around. Both of those things can be hard to do at times! Profit sharing or an employer match can make it even more attractive. Consider the cost of offering a match versus how much money and effort it takes to constantly try to hire new employees or replace employees who leave.
They may be expected. Retirement plans are expected in certain industries that require higher education, such as small law practices. If you’re in one of these industries and don’t offer this benefit, your competitors who do offer retirement plans are more likely to hire and retain quality employees who may have otherwise worked for you.
You, as the owner, will get retirement plan benefits as well. This alone should show the value in offering these plans as a small business. You get to help your employees, and you also get to help yourself in the process.
Easier Retirement Planning Starts Now
Pave your path to less stress and more confidence. If you're ready to talk to an expert, schedule a consultation today!